Website Terms of Use

TI Capital s.r.o., registered office: Talichova 2110/2, 841 02 Bratislava – mestská časť Dúbravka. Company ID (IČO): 55941362, Tax ID (DIČ): 2122141516, VAT ID (IČ DPH): SK2122141516, registered in the Commercial Register of the District Court Bratislava III, Section Sro, Insert No. 175070/B. Tel.: +421 940 984 000, E-mail: info@ti-capital.sk. Supervisory authority: Slovak Trade Inspection (Slovenská obchodná inšpekcia), SOI Inspectorate for the Bratislava Region, Bajkalská 21/A, P.O. Box 5, 820 07 Bratislava.

1. What these terms cover

1.1

These terms govern the use of the website ti-capital.sk (the "website") and of the tools freely available on it without signing in: calculators, tax-return wizards, document templates including online filling, and Poradňa guide articles (together the "tools"). The website is operated by TI Capital s.r.o. (the "operator").

1.2

Accounting and other services the operator provides under a contract are governed by the General Terms and Conditions or the Consumer Terms, which also apply to the client portal; the mobile app by the App Terms of Use. Personal data processing is governed by the Privacy Policy (the "Policy"), storage of data in the browser by the Cookie Policy.

1.3

By using the website and the tools you take note of these terms. When you download a completed template, the website asks for your explicit confirmation.

2. What the tools are and are not

2.1

What the operator makes available free of charge on the website is general information: general document models, calculations under published parameters, and articles. In doing so the operator does not assess your situation, does not know your circumstances and does not check the data you enter into a tool. The tools and articles are therefore not the provision of an accounting, tax or legal service for your case and do not replace an expert's assessment.

2.2

The date to which a document template reflects the legislation is stated with the template ("Template as of …"); calculators and wizards compute under the parameters in force at the time of their last update. The operator reviews the tools from time to time but does not guarantee that at every moment they reflect the latest change in legislation or in the authorities' interpretation.

2.3

If you want to be sure that a procedure or document fits your situation, consult a lawyer or a tax adviser. The operator provides accounting and economic services under its contractual documents; it does not provide legal or tax advice.

3. Document templates

3.1

The operator prepares document templates under Slovak law as general models. The legal text of a template is Slovak; language versions differ only in the field hints. A template can be downloaded blank or filled in online and downloaded as DOCX or PDF; when filling in online the operator only technically inserts the data you enter into the model. The author stated in the file properties denotes the author of the model, not the author of, or a party to, the completed document.

3.2

Check the template before use: whether it fits your relationship and purpose, whether the entered data is correct, and whether any provisions need to be added or removed. Whoever uses the document, or the person on whose behalf they act, is responsible for the content of the completed document, its use and the legal consequences arising from it. This does not affect the operator's liability under point 6.1 for an error in the model itself.

3.3

When filling in online, what you type stays in your browser's storage until you delete it with the "Clear the form" button or by clearing the browser's data; on a shared computer delete it after downloading. Data is sent to the operator's server only at the moment the file is prepared and is not kept after it is delivered, except for technical server records (point 1.21 of the Policy). Lookup of an entity by IČO is performed in the operator's own copy of public registers (point 1.19 of the Policy).

3.4

When you download or fill in a template, the operator grants you a free, non-exclusive licence, unlimited in territory and time, to copy, modify, supplement and use the template to conclude and draw up your own contracts and documents, including handing them to the other party and to authorities. The licence does not include selling the template or parts of it, offering them as your own template or service to third parties, or publishing them as a template; a link to the template page is welcome.

4. Calculators and wizards

4.1

The results of calculators and wizards are indicative. They are computed under the parameters in force at the time of the tool's last update and with simplifications that may not fit your situation; the calculation under the law and the decision of the competent authority, above all the Financial Administration of the Slovak Republic, the Social Insurance Agency and the health insurers, are binding.

4.2

A file prepared by the tax-return wizard (XML, PDF) is a draft that you or your accountant check before filing; filing on the Financial Administration portal is your act. If you ask for the files by email, the operator processes your address under point 1.21 of the Policy.

5. Use of the website

5.1

The website and the tools may be used free of charge and without signing in. It is not permitted to use them by automated means beyond ordinary use (bulk downloading, scripts), to overload the servers, to circumvent protective mechanisms or to interfere with their operation.

5.2

The texts, articles, templates and graphics of the website are protected by copyright to the extent they are works; the economic rights in them are exercised by the operator. Articles may be quoted with attribution and a link; other use requires the operator's consent. Calculation results may be used freely. Third-party logos and names belong to their owners.

5.3

The operator may change, temporarily switch off or discontinue the website and the tools at any time; uninterrupted availability is not guaranteed.

6. Liability

6.1

The operator is liable for damage it caused by breaching its duty (Section 420 of the Civil Code). It is not liable for damage arising from data you entered into a tool yourself, nor for damage caused by circumstances beyond its control (outage, third-party interference despite reasonable security), if it proves that it did not cause the damage through its fault (Section 420(3) of the Civil Code).

6.2

If you made a decision on the basis of a tool or article without verifying it under point 2.3 or 3.2, this may affect the extent of compensation: where damage was caused also through the fault of the injured party, that party bears it proportionately (Section 441 of the Civil Code).

6.3

Consumer rights granted by law that cannot be excluded by agreement are not affected by these terms.

6.4

If you find an error in a template, calculator or article, write to us at info@ti-capital.sk. We will examine justified notices and correct the template or tool; the date of the correction will show in the tool's status information.

7. Complaints and disputes

7.1

The operator accepts suggestions and complaints by email at info@ti-capital.sk or by letter to the registered office and replies within 30 days. If you are not satisfied with the outcome, you may submit a request for redress; if the operator rejects it or does not reply within 30 days, a consumer may submit a proposal for alternative dispute resolution — the competent body is the Slovak Trade Inspection (www.soi.sk). The right to go to court is unaffected.

8. Changes and final provisions

8.1

The operator may change these terms by publishing a new version on the website; the version in force at the time a tool is used applies to that use. Earlier versions are provided by the operator on request.

8.2

The terms are governed by the law of the Slovak Republic. They are drawn up in Slovak; the Russian and English versions are informational and in case of conflict the Slovak text prevails.

8.3

These terms take effect on 11 November 2026.